The Compliance Gate Problem

If you've ever tried to integrate mobile money payments in Africa, you know the drill:

1. Find the provider's API documentation (if it exists)
2. Get redirected to a compliance form
3. Wait weeks for approval
4. Finally get access to docs that are... underwhelming

This is the reality for developers trying to work with MTN, Airtel, M-Pesa, and other African mobile money providers.

Why Providers Gate Their Documentation

1. Regulatory Compliance Requirements

African mobile money providers operate under strict financial regulations. They need to ensure that anyone integrating with their systems:

• Has proper business registration
• Complies with anti-money laundering (AML) requirements
• Meets know-your-customer (KYC) standards
• Has appropriate financial licenses

The FundKit Solution

This is exactly why we built FundKit. Here's how we solve the compliance gate problem:

1. Unified API Documentation

We provide comprehensive, always-available documentation for all major African mobile money providers:

// MTN Mobile Money API
const mtnPayment = await client.collection({
  provider: "mtn",
  amount: 1000,
  currency: "UGX",
  accountNumber: "+256700000000",
});

// Airtel Money API
const airtelPayment = await client.collection({
  provider: "airtel",
  amount: 1000,
  currency: "UGX",
  accountNumber: "+256700000000",
});

2. Sandbox Environment

Test with virtual mobile money without any compliance requirements:

const client = new PaymentClient({
  apiKey: "sk_test_your_key",
  environment: "sandbox",
  providers: ["mtn", "airtel", "mpesa"],
});

Getting Started Today

Ready to start building without waiting for compliance approval?

1. Sign up for FundKit (free, no compliance required)
2. Get your sandbox API key (instant access)
3. Start building with our comprehensive documentation
4. Test with virtual mobile money in our sandbox
5. Deploy to production when you're ready

Next Steps

• View our API documentation
• Try our sandbox environment
• Read our integration guides

The future of mobile money integration shouldn't be gated behind compliance paperwork. Start building today with FundKit.